Why use a mortgage broker?
Mortgage help guide
Adverse credit
problems

First time buyer
mortgages
Home mover
mortgages
Remortgages
Self certification
mortgages
Buy to let mortgages
Right to buy
mortgages
Mortgage enquiry
form
Welcome to Mortgage Needs the Mortgage and Re-mortgage Experts
We offer an impartial mortgage and re-mortgage broker service, based in Manchester and operating throughout the UK.
We do not have any favoured lenders; neither do we operate from a preferred lending panel. We source the top UK mortgage rates or the top UK re-mortgage rates from the whole of the UK market. We act purely on your behalf, regardless of your background or financial situation.
We have access to the Whole UK Mortgage Market and can offer the top UK mortgage and re-mortgage rates, even for adverse or bad credit applications, and there's no broker fee for arranging a residential mortgage or re-mortgage!
We can also advise and recommend on Life Cover, Accident Sickness and Unemployment cover and Buildings and Contents Cover.
Don't know where to start?
We are there for you through the whole process, from application to completion, and we will cut through the jargon to help you understand the options available to you. Even better, as part of our commitment to fairness and quality, we do all of this, on your behalf, without charging you a broker fee.
Call us now 0161 794 9448
or click
here to see our mortgage help guide
Credit Problems?
If you've been turned down for a mortgage, then turn to Mortgage Needs. Whether you have CCJ's, poor or no credit history, mortgage arrears or discharged bankruptcy we will do our best to help you get a UK mortgage or UK re-mortgage
Call us now 0161 794 9448 or click
here to find out more
Apply now
We can give you expert advice from thousands of UK mortgage or re-mortgage scheme. We have a friendly, down to earth approach, our service is personal while remaining professional and remember there are no mortgage broker fees!
Call us now on 0161 794 9448 or click
here to apply
Online Mortgage Advice-Our Viewpoint
We at Mortgage Needs do not believe in totally integrating a full mortgage advice and application system into our website. Why? - Every single person's financial and personal details are so completely different that to install a system that would be able to cope with all the possible variations in their circumstances, would be so vast and unmanageable that people just wouldn't use it!
As such we have decided to give advice directly to our clients; this personal approach works so much better, especially if the client doesn't have a complete and full understanding of the Mortgage marketplace and how they fit into it. When you talk to one of our qualified mortgage advisers, they will respond to your queries in "plain English" with expert mortgage advice that you can understand.
From a First Time Buyer to a Home Mover, we have the top rates for all these UK mortgage and re-mortgage types.

Typical APR 8.3% for mortgages. The actual rate available will depend upon your circumstances. Early redemption fees may apply.
Please ask for a personalised illustration. Your home is at risk if you do not keep up repayments on a mortgage or other loans secured on it. 'Think carefully before securing other debts against your home. The consolidation of debt over the longer term could increase the total a mount payable'
Call us now for free, impartial advice on 0161 794 9448. We'll find you the top Mortgage and Re-mortgage rates available in the UK.
© Copyright 2007 Mortgage-Needs.co.uk. All Rights Reserved
Mortgage Needs is a trading name of Financial Portfolio Management Ltd.
Financial Portfolio Management Ltd is an appointed representative of Trustguard Credit Services Limited which is Authorised and Regulated by the Financial Services Authority (FSA) for arranging mortgages and general insurances.
Our FSA Register number is 189922.
You can check this on the FSAs Register by visiting the FSAs website www.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234